Annuities

  • Women’s New Retirement Realities Women’s New Retirement Realities

    Income gap continues to widen

    by Donna M. Phelan, MBA

    Although it is improving, there is an economic cost to being a woman that reverberates into retirement. It results from multiple long-term socio-economic conditions. read more
  • More Older American Families Taking on Debt More Older American Families Taking on Debt

    ...and more with problematic debt payment levels

    Market view from the Employee Benefit Research Institute (EBRI).

    A larger share of older American families had debt in 2013, and those with debt loads that are considered problematic also increased, according to a new report from the nonpartisan Employee Benefit Research Institute (EBRI). read more
  • IRI Commends Policymakers for Retirement Security Legislation IRI Commends Policymakers for Retirement Security Legislation

    Sens. Collins and Nelson Reintroduce the Retirement Security Act;
    Companion Legislation Introduced in House by Reps. Buchanan and Kind

    The Insured Retirement Institute (IRI) released a statement from IRI President and CEO Cathy Weatherford after the Retirement Security Act was introduced today by Senate Special Committee on Aging Chairwoman Susan Collins (R-Maine) and Sen. Bill Nelson (D-Fla.) to allow more small businesses to join multiple employer plans (MEPs). read more
  • A Simpler, Fairer Tax Code A Simpler, Fairer Tax Code

    Administration looks to responsibly invest in middle class families

    Middle class families today bear too much of the tax burden because of unfair loopholes that are only available to the wealthy and big corporations. In his State of the Union address, the President will outline his plan to simplify our complex tax code for individuals, make it fairer by eliminating some of the biggest loopholes, and use the savings to responsibly pay for the investments we need to help middle class families get ahead and grow the economy. read more
  • Succession Planning for Baby Boomers Is Critical Succession Planning for Baby Boomers Is Critical

    How to successfully retire is a question many face

    With as many as 10,000 baby boomers reaching the age of retirement every day, many are just realizing they are late in planning for a successful retirement and their exit. read more
  • Actuaries Call for Administration to Focus on Aging Actuaries Call for Administration to Focus on Aging

    Definitive strategy needed for retirement security, lifetime income

    The American Academy of Actuaries is calling on the president and the 114th Congress to commit to a focus in the next two years on addressing the needs of an aging America. read more
  • Retirement Plan Participants Want Lifetime Income Estimates Retirement Plan Participants Want Lifetime Income Estimates

    Study: Would Help Boost Savings Rate

    The Insured Retirement Institute (IRI) today released a new study revealing that the overwhelming majority of consumers want their retirement benefit statements to provide an estimate of lifetime income. read more
  • Where America’s Wealthy Invest Their Money Where America’s Wealthy Invest Their Money

    Investors are aware of the developing market of wealth management, but few use the services

    Most affluent Americans don't sit on their wealth; they use it to build their portfolios through wise investments. read more
  • Understanding the Value of Good Advice Understanding the Value of Good Advice

    How advisors are helping clients, particularly women,
    better visualize their family’s future

    Many women take an active or leading role in directing their family’s finances, yet give themselves poor marks in their own knowledge about saving and investing. read more
  • Americans Grow 16 Percent Richer in One Year Americans Grow 16 Percent Richer in One Year

    Ages 65 to 74 Gain Most in Assets; Older Americans Control 25 Percent of Retirement Funds

    Americans grew wealthier last year with total household investable assets up 16 percent annually, and seniors ages 65 to 74 enjoyed the largest increase in aggregate wealth of any segment, according to the 2014 Portrait of U.S. Household Wealth: Market Sizing, Segmentation and Product Ownership read more
  • Four in five women take Social Security early Four in five women take Social Security early

    Maximizing benefits key to enduring financial challenges in retirement, but just 3 percent of women do

    More than four in five women elect to take their Social Security early, which locks in a lower payment for life, but provides immediate income. Despite that many of those retirees say financial problems have taken the shine off what are supposed to be their golden years. read more
  • Advising the Behavioral Investor… Advising the Behavioral Investor…

    Lessons from the Real World

    U.S. President Franklin Delano Roosevelt, during his first inaugural address in 1933, stated that “The only thing we have to fear is fear itself.” He made this statement when the country was in the throes of the Great Depression. read more
  • Muscles Trump Money in New Year’s Resolutions Muscles Trump Money in New Year’s Resolutions

    For 2015, renewed focus on health and fitness; Financial planning remains a low priority

    As Americans make their New Year’s resolutions for 2015, once again, the majority will be more concerned about their waistlines than their wallets, according to the 6th annual New Year’s Resolution Survey* from Allianz Life Insurance Company of North America (Allianz Life). read more