Emerging Trends

  • WalletHub Study: 2015’s Best and Worst Cities to Retire WalletHub Study: 2015’s Best and Worst Cities to Retire

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    hey de hey de hey de hey Icant believe brian did this With more Americans delaying retirement because of financial insecurity and a fourth of workers having no money saved for their golden years, the leading personal finance website WalletHub conducted an in-depth analysis of 2015’s Best and Worst Cities to Retire. To help Americans ... read more
  • The Federal Reserve and Shared Prosperity

    Why Working Families Need a Fed that Works for Them

    by Thomas Palley

    Why Working Families Need a Fed that Works for Them by Thomas Palley Excerpted from the Economic Policy Institute (EPI) February Report. Read the full report here, Reprinted with permission. The Federal Reserve’s policies affect almost every important aspect of the economy. Given the gradual strengthening of the economy after the Great ... read more
  • Women’s New Retirement Realities Women’s New Retirement Realities

    Income gap continues to widen

    by Donna M. Phelan, MBA

    Although it is improving, there is an economic cost to being a woman that reverberates into retirement. It results from multiple long-term socio-economic conditions. read more
  • What Clues Did the First Month of the Year Leave Us? What Clues Did the First Month of the Year Leave Us?

    An unexpected miss in Q4 growth

    Weekly market view from LMK Wealth Management

    Markets were driven lower in another volatile week of trading, ending the first month of 2015 in the red. For the week, the S&P 500 lost 2.77%, the Dow fell 2.87%, and the Nasdaq dropped 2.58%. read more
  • Millennials Make 2015 the Year of the Milestone Millennials Make 2015 the Year of the Milestone

    Moving past recession and diving into new jobs, new homes and new rides

    It’s been widely reported that for many Millennials, “30 is the new 20,” with many delaying major life milestones, like full-time employment, marriage and having children. read more
  • More Older American Families Taking on Debt More Older American Families Taking on Debt

    ...and more with problematic debt payment levels

    Market view from the Employee Benefit Research Institute (EBRI).

    A larger share of older American families had debt in 2013, and those with debt loads that are considered problematic also increased, according to a new report from the nonpartisan Employee Benefit Research Institute (EBRI). read more
  • 4 Tips to Survive the Next Stock Market Crash 4 Tips to Survive the Next Stock Market Crash

     Advice on Smart Alternative Investments

    Oil prices are plummeting, taking energy stocks down with them. Meanwhile, financial experts such as Harry Dent and Robert Shiller say the U.S. stock market is overdue for a correction. read more
  • The Top 10 Business Scams The Top 10 Business Scams

    How to recognize the numerous frauds, jukes, flim-flams and cons... old & new

    Better Business Bureau hears from thousands of consumers and business owners every year about a variety of scams and frauds. Many are new twists on existing scams, but scammers get more sophisticated every year in how they spoof trusted names and how they fool consumers read more
  • Irrevocable Spousal Lifetime Access Trust Irrevocable Spousal Lifetime Access Trust

    How the I-SLAT can provide income for the spouse of the grantor

    by Russell E. Towers JD, CLU, ChFC

    One drawback to a typical Irrevocable Life Insurance Trust (ILIT) is that your client and spouse lose direct access to the policy cash values during lifetime. This loss of access to potential tax free policy withdrawals (FIFO) may cause your client to hesitate when considering an ILIT. read more
  • IRI Commends Policymakers for Retirement Security Legislation IRI Commends Policymakers for Retirement Security Legislation

    Sens. Collins and Nelson Reintroduce the Retirement Security Act;
    Companion Legislation Introduced in House by Reps. Buchanan and Kind

    The Insured Retirement Institute (IRI) released a statement from IRI President and CEO Cathy Weatherford after the Retirement Security Act was introduced today by Senate Special Committee on Aging Chairwoman Susan Collins (R-Maine) and Sen. Bill Nelson (D-Fla.) to allow more small businesses to join multiple employer plans (MEPs). read more
  • ETF Business Opportunities Are Rapidly Expanding ETF Business Opportunities Are Rapidly Expanding

    New Generation of Funds Emerge; 'Active ETFs'  Trending ETF 2.0

    Twenty years after their introduction in the investment industry, Exchange Traded Funds (ETFs) are evolving and gaining momentum more rapidly than in the past, according to the report "ETF 2.0: Six Trends Shaping the Next Generation," released today by SEI (NASDAQ: SEIC). read more
  • What Are These Central Banks Doing? What Are These Central Banks Doing?

    Positive global economic moves still eclipsed by geo-politics

    Markets ended the week in the black for the first time in 2015 on the back of major moves by multiple central banks. For the week, the S&P 500 gained 1.60%, the Dow grew 0.92%, and the Nasdaq added 2.66%. read more
  • A Simpler, Fairer Tax Code A Simpler, Fairer Tax Code

    Administration looks to responsibly invest in middle class families

    Middle class families today bear too much of the tax burden because of unfair loopholes that are only available to the wealthy and big corporations. In his State of the Union address, the President will outline his plan to simplify our complex tax code for individuals, make it fairer by eliminating some of the biggest loopholes, and use the savings to responsibly pay for the investments we need to help middle class families get ahead and grow the economy. read more