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  • Is Hoarding Cash The Prudent Move As Market Awaits Election Results? Is Hoarding Cash The Prudent Move As Market Awaits Election Results?

    Limiting risk in a jittery market

    Could cash stuffed into a Mason jar and buried in the back yard be the best investment hedge against the unpredictable future that this year’s presidential election will bring? read more
  • The Federal Reserve and Shared Prosperity

    Why Working Families Need a Fed that Works for Them

    by Thomas Palley

    Why Working Families Need a Fed that Works for Them by Thomas Palley Excerpted from the Economic Policy Institute (EPI) February Report. Read the full report here, Reprinted with permission. The Federal Reserve’s policies affect almost every important aspect of the economy. Given the gradual strengthening of the economy after the Great ... read more
  • Women’s New Retirement Realities Women’s New Retirement Realities

    Income gap continues to widen

    by Donna M. Phelan, MBA

    Although it is improving, there is an economic cost to being a woman that reverberates into retirement. It results from multiple long-term socio-economic conditions. read more
  • Life Happens Seeks Applications for 2015 Life Lessons Scholarship Life Happens Seeks Applications for 2015 Life Lessons Scholarship

     Nonprofit Organization will Award an Unprecedented $225,000 to 28 Deserving Students

    Life Happens, a nonprofit organization dedicated to educating Americans about the importance of life insurance, is now accepting applications for its annual Life Lessons Scholarship Program read more
  • Going for the Gold… Going for the Gold…

    New Book Clarifies Misconceptions Regarding the Ultimate Standard

    Veteran financial strategist William A. Storum recently published "Going for the Gold: Preserving Wealth, Lowering Taxes," (www.goldandtax.com) in an effort to clarify today's role of gold, both in terms of investment and taxation. read more
  • Using Voluntary Benefits to Maintain Robust Coverage Using Voluntary Benefits to Maintain Robust Coverage

     Avoid the “Cadillac Tax”

    The report of findings from the SHRM/EBRI 2014 Health Benefits Survey reveals that, at present, no option dominates as the primary planned action to avoid the Cadillac Tax, and many plan sponsors (29.4 percent) do not yet know what they will do to avoid it. read more
  • What Clues Did the First Month of the Year Leave Us? What Clues Did the First Month of the Year Leave Us?

    An unexpected miss in Q4 growth

    Weekly market view from LMK Wealth Management

    Markets were driven lower in another volatile week of trading, ending the first month of 2015 in the red. For the week, the S&P 500 lost 2.77%, the Dow fell 2.87%, and the Nasdaq dropped 2.58%. read more
  • Millennials Make 2015 the Year of the Milestone Millennials Make 2015 the Year of the Milestone

    Moving past recession and diving into new jobs, new homes and new rides

    It’s been widely reported that for many Millennials, “30 is the new 20,” with many delaying major life milestones, like full-time employment, marriage and having children. read more
  • Small Biz Health Care Survey: Affordability Still a Major Concern Small Biz Health Care Survey: Affordability Still a Major Concern

    Top 5 Affordable Care Act Tips to Help Small Businesses
    Prepare Before Closing of Open Enrollment Period

    Over 66% of small business owners responding to a new survey conducted by the National Association for the Self-Employed (NASE) ranked “decreasing monthly premiums” as the one thing they would change about their current health care plan. read more
  • 3 Pitfalls of Investing in Emerging and Frontier Markets 3 Pitfalls of Investing in Emerging and Frontier Markets

    As always, while rewards can be unlimited, risk and volatility loom

    Investing in new emerging markets, and the even less-developed frontier markets, can be a hugely appealing opportunity for any investor. read more
  • 4 Tips to Survive the Next Stock Market Crash 4 Tips to Survive the Next Stock Market Crash

     Advice on Smart Alternative Investments

    Oil prices are plummeting, taking energy stocks down with them. Meanwhile, financial experts such as Harry Dent and Robert Shiller say the U.S. stock market is overdue for a correction. read more
  • Integrating the Power of Twitter into Research Integrating the Power of Twitter into Research

    TD Ameritrade's New "Social" Tab lets investors Tap into Twitter 

    For the first time, retail investors can conduct social research on publicly traded equities and their associated brands through Twitter in their brokerage accounts at TD Ameritrade, Inc. (“TD Ameritrade”), a broker-dealer subsidiary of the TD Ameritrade Holding Corporation (NYSE: AMTD). read more
  • Irrevocable Spousal Lifetime Access Trust Irrevocable Spousal Lifetime Access Trust

    How the I-SLAT can provide income for the spouse of the grantor

    by Russell E. Towers JD, CLU, ChFC

    One drawback to a typical Irrevocable Life Insurance Trust (ILIT) is that your client and spouse lose direct access to the policy cash values during lifetime. This loss of access to potential tax free policy withdrawals (FIFO) may cause your client to hesitate when considering an ILIT. read more